Who doesn’t like to have a little adventure when it comes to travel ? A t TuGo, we recognize that most travellers do! That’s why Emergency Medical Insurance for Canadians and Visitors to Canada cover many of the activities you love to do, while away , like skiing , parasailing or ziplining . T hat said, if you’re a more daring traveller who really likes to have an adventure, we’ve also got you covered.
Get more out of your adventures with Sports & Activities Coverage
TuGo’s Sports & Activities Optional Coverage makes it easy to customize your travel insurance to plan your next adventure trip —and take it to the next level.
Sports & activities to add to your bucket list
By adding Sports & Activities Coverage to your Em ergency Medical Insurance , you’ll be able to enjoy:
Backcountry skiing / snowboarding
BASE jumping
Boxing
Downhill freestyle skiing / snowboarding in organized competitions
Downhill mountain biking
Hang gliding / paragliding
High risk snowmobiling
Ice climbing
Mixed martial arts
Motorized speed contests
Mountaineering
Organized team sports* includes:
American and Canadian football
Ice hockey
Rugby
Parachuting / skydiving / tandem skydiving
Rock climbing (includes canyoneering, but does not include indoor rock climbing)
Scuba diving or free diving over 40 metres
White water sports (Class VI)
Wingsuit flying
*Not required if you’re aged 20 years old or younger.
Which sports & activities aren’t covered?
All sports and activities not included in the list above are covered under the Emergency Medical Insurance plan, meaning you don’t have to buy the Sports & Activities C overage .
However, there are a few exceptions that aren’t covered, even with the Sports & Activities Coverage added :
Barrel racing
Bronc riding
Bull riding
Chariot racing
Chuck wagon racing
Harness racing
Rodeo bareback riding
Rodeo clowning
Rodeo team roping
Steer wrestling /chute dogging
Trick riding
Avoid any areas closed off to public access by safety authorities
I f you’re participating, training or practicing in any areas that have been closed off to public access by safety authorities (or areas that can typically only be accessed by crossing a fenced, gated or roped-off area marked as off-limits), you won’t be covered for :
Backcountry skiing / snowboarding
Downhill freestyle skiing / snowboarding in organized competitions
High-risk snowmobiling
Ice climbing
Mountaineering
Rock climbing
While we’ve always encourage d travellers to have fun exploring the world , we recognize that travel has changed with COVID-19 . Please always put your health and safety first ; and b efore you go, be sure to peruse our comprehensive guide “ Understanding Your Travel Insurance Policy ”.
Safe adventures,
Melissa
Editor’s Note: This post was originally published in December 2020 and has been updated for freshness and/or accuracy.
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