It’s National Insurance Awareness Day; and while it’s not the most exciting “holiday”, it’s one that should remind us all of the need to protect ourselves and our families from the unexpected. And with summer here, it’s easy to get swept up in planning your next family vacation or getaway with friends. (Seriously, who doesn’t love a Girls’ Trip ?). So, before you set off on your unforgettable summer adventures, be sure to pack travel coverage with you.
Whether you’re looking forward to exploring a brand-new country or reconnecting with friends and family outside of your home province , you’ll have peace of mind knowing that you’ll be covered while you’re away .
Like many Canadians, you likely have at least some travel insurance through your employer’s group benefits plan and/or credit card provider; but what you might not know is that these forms of coverage tend to be limited or insufficient depending on your needs.
In this post, we’ll cover 3 ways your credit card travel insurance can’t compete with supplement travel coverage like TuGo’s.
1. Necessary coverage for longer trips
If you’re spending this summer travelling, don’t let your credit card’s limited coverage stop you. Most credit card policies offer coverage for 25 days or less, with some offering as few as 10 days for travellers under 65. In contrast, with TuGo Travel Insurance, you’ll be able to choose the trip length you need.
We offer Single Trip coverage for up to 365 consecutive travel days for travellers under 59, while travellers over 60 can purchase up to 182 or 212 days at a time. Our Multi Trip Annual plan offers options of up to 60 consecutive days of coverage, with extensions available for each trip (as needed). Working with your local insurance professional, you’ll be able to choose the best trip length to suit your needs and travel style.
Download TuGo’s PDF tool to see how your credit card coverage stacks up: Can You Trust Your Credit Card’s Travel Coverage?
2. Coverage for friends or extended family under the same plan
There’s nothing better than spending time with loved ones and making new memories on vacation. For some, vacationing with extended family or friends on a group vacation is preferred.
Credit cards may cover you individually, but what about your extended family or friends? Not to worry; TuGo has the right coverage for your group, with the Family & Friends plan. Under this plan, up to two adults (59 or younger) with up to 6 children can share a plan. Find out more about this unique travel insurance plan with our handy infographic .
3. High-risk Sports & Activities Coverage
Unlike our credit card competitors, you can get coverage if you’re itching for a summer filled with extreme adrenaline by adding Optional Sports & Activities Coverage to your existing TuGo Emergency Medical Insurance policy. Here’s a real-life example of why this add-on coverage is so important…
While canyoning in Utah, 19-year-old Trevor lost his footing and fell 50 feet. At the hospital, immediate surgery was deemed necessary for the foot and spinal fractures Trevor suffered as a result of his fall. He was discharged after 7 days but was instructed to take time to recover, before returning home to Canada. Following these instructions, he extended his stay in Utah for an additional 6 days. Trevor would have faced serious debt if he hadn’t added Sports & Activities Coverage to his Emergency Medical plan. Our travel insurance covered: $202,103.80
Whether you’re deep-sea scuba diving off the coast of an exotic island or hang gliding above Rio, you’ll be able to soak up every moment of your perfect trip without worrying about your coverage.
Travel credit cards can come with some great perks and benefits, but when it comes to travel insurance, it’s not unusual to find that you have less coverage than you thought. While you’re busy planning your trip, consider working with an insurance professional to make sure you have the best coverage for your needs.
Whether you’re searching for an exciting new adventure, extending your stay in your hometown, or going off on a long anticipated best friends’ excursion, you’ll be protected for your entire vacation.
For additional information about supplementing your credit card travel insurance:
9 Credit Card Travel Insurance Coverage Issues to Avoid Why Your Credit Card’s Travel Insurance Isn’t Enough Is Free Travel Insurance Enough?
Ready to go above and beyond your limited credit card coverage? Contact your trusted insurance professional or TuGo’s Customer Service team .
Happy travels,
Angie
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